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Manufacturer Part Number: 3416
Advanced Residential Mortgage Finance Calculator with Complete Buyer Qualifying and Interest-Only Solutions
The professional's residential mortgage finance calculator provides fast answers to complicated questions, including Interest-Only Payments, Interest-Only Combo Loans and Interest-Only Qualifying. Enter loan data in any order and quickly solve for PITI, Interest-Only loans and all the "what-ifs" of Buyer Qualifying and Rent vs. Buy comparisons.
It is versatile and helps you solves for:
Conventional, FHA/VA and Interest-Only Loan Buyer Pre-Qualifying Complete PITI Payment Solutions; including Interest-Only Amortization with Remaining Balances Calculate Combination Loans: any Loan-to-Value (LTV) including Interest-Only 2nd Combo, Bi-Weekly and ARMs Easy Rent vs. Buy Comparison and Tax Savings Date-math; Lock Expiration dates
For: Mortgage Lenders, Brokers and Loan Officers, Home Buyers and Sellers, Real Estate Agents and Brokers Qualify Your Buyer or Loan Applicant Three Ways
Qualify for Income Required, Maximum Loan Amount and Actual Ratios New! Interest-Only Qualifying Exclusive! Store and use any two sets of ratios (e.g. for Conventional and FHA/VA) or set custom ratios
Complete Payment Solutions
Payments: P & I and Interest-Only Payment, PITI Payment, Total Payment with Expense and Mortgage Insurance Specialty Payments: Balloon and Bi-Weekly Payments Complete Amortization for the total period or any specified range of periods Future Value (i.e., Home or Land Appreciation) and Note Yields.
Evaluate and Compare Finance Options
Combo Loans; Quickly find Payments, Blended Rate, Combined Payments and Total Amounts for any LTV, including Interest-Only 2nd Combo Combo Loan Savings: Evaluate a Combo Loan (80:20) compared to a Straight First Loan (100%), with or without Mortgage Insurance Rent vs. Buy Comparison: Enter Rent Payment and then quickly find Loan Amount, Price, PITI Payment, Estimated Annual and Monthly Tax Savings Adjustable Rate Mortgage (ARM): Simplify complex ARMS. Show your clients the "worst-case" scenario at the touch of a key Tax Savings: Estimates Tax Savings from Mortgage Interest and Property Tax Bi-Weekly Solutions: Compare costs, savings, and loan paybacks against monthly schedules
Date Math: Quickly find escrow closing dates or figure how many days are left until closing Preference Settings: User-selected options for Payments per Year, Property Tax, Insurance, Mortgage Insurance, Decimal Preference, Tax Bracket %, Amortization and Qualifying Ratios Periodic function for specifying a Periodic vs. Annual amount Back Space key for easy editing of entered figures Multiple Memory Storage Works as a Standard Math Calculator
Easy-to-follow User's Guide on CD and Pocket Reference Guide Full One-Year Limited Warranty Protective Slide Case Long-Life Batteries
Tech Specs Size: 5.5 x 3.0 x 0.5" (140 x 76 x 13 mm)
Weight (product only with battery): 3.2 oz. (91 g)
Power: Two 3-volt lithium (LR44) battery (included)
Display Type: LCD segment; 9 digits with Annunciators-legends
LCD Display Dimensions: 0.86 x 2.5" (22 x 64 mm)
Accuracy: 12 digit internal accuracy
NOTE: The images are just for your reference. Price is only for Model #: CACU-3416.
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